The best Forza Horizon 6 money farm methods are usually player-made eventlab races, but FH6 is pretty generous with its cash handouts anyway. You'll amass a pretty sizeable Credit fortune just by playing Forza Horizon 6, sampling all it has to offer and completing challenges. Bear in mind that the developers often try to limit the effectiveness of credit-farming exploits anyway and, let's face it, they're not exactly the most fun. However, if you're in need of Credits, here are the best things to do in Forza Horizon 6 to farm money.
Forza Horizon 6 money farm races
In Forza Horizon 6, there are plenty of player-created races designed to give you as many Credits as possible upon completion for minimal effort. All you need to do for these AFK and auto-drive-style eventlab races is turn all assists on, hold down the throttle, and let your car drive itself to the finish line, but bear in mind that the developers often crack down on and reduce the effectiveness of these races.
Here's how you can try these money races in Forza Horizon 6 for yourself, although as I've covered below, I don't think you need to:
- Pause the game and navigate to the "Creative Hub" tab.
- Select the 'Horizon eventlab' button, then 'Play Event', and you should see a bunch of Goliath-style long races for Credit and XP farming pop up.
- Choose one and select or buy an eligible car. Some of them require X-rated cars with a rating of 999, and you can only achieve this rating with an appropriately powerful tuning setup, so you may have to pay Credits to install one of those as well as a car.
- Before starting the race, turn all Forza Horizon 6 assists on, with Assisted Braking and Auto-Steering being the most important.
- Start the race and just hold RT/R2 on controller or W on PC to accelerate.
Best ways to make money in Forza Horizon 6
You don't really need the above money farming methods as Forza Horizon 6 is pretty generous when it comes to handing out money anyway, with practically every activity in the game either giving you Credits as a reward or indirectly helping you get more through challenges and XP levelling, such as the following:
- Complete races: Finishing any race will get you a good amount of money in Forza Horizon 6, with longer races providing many more Credits. The difference in prize money from first and last place isn't as significant as you might think either, so winning isn't even essenital. So long as you go from race to race quickly, you should quite efficiently farm Credits while also making good progress with wristbands.
- Change your assists and difficulty: The Difficulty Bonus CR percentage you get from your assists and Drivatar difficulty can hugely increase your race winnings. To get the most Credits, it's best to play on the highest difficulty where you can still quite consistently win. Switching from Automatic gear shifting to Manual also increases this bonus by 15%, though it does make racing more complicated. You can of course also set the Drivatar difficulty to Unbeatable and then use the auto-driving combination of assists mentioned above to get around any race with minimal effort.
- Explore the map: As our Forza Horizon 6 tips mention, you get 100,000 Credits for every Region you fully de-fog on the map (10,000 CR for 25% cleared, then 30,000 CR for 50%, 75%, and 100%), so clearing all 10 Regions in the game is already 1,000,000 Credits. Then you also get 5,000 Credits for discovering every area and landmark on the map, of which there are 74, so that's an additional 370,000 CR.
- Get Wheelspins: Wheelspins and Super Wheelspins have a chance to award you with all sorts of Credit prizes (and even some of the best cars in Forza Horizon 6) with the highest amount I've seen being 250,000 CR. Obviously these are highly luck-dependant, but there are several ways to get Wheelspins that you should remember. You get them as you level up by earning XP, as rewards from certain Collection Journal challenges, and from Car Mastery perks on certain cars. I also recommend buying the Tokyo House to get one Wheelspin whenever you log in for the day.
- Complete a Forza Horizon 6 Treasure Hunt: These secret chests aren't always in the weekly Festival Playlist seasons but make sure you find them when they are for an easy 100,000 Credits. While you're at it, check out the Forza Horizon 6 Photo Challenge too.
- Complete Tokyo City Food Delivery jobs: While it's not the best of these money-making methods in FH6, the Raku Raku Express food delivery jobs found in Tokyo City are at least quick and simple. Completed jobs pay several thousand Credits, which increases based on the number of stars you've collected across your shift. As your delivery driver rank increases, you'll get even more Credits per job too, so it ends up being quite a useful way to get money and explore Tokyo City while you're at it.
- Destroy Regional Mascots: There are 200 of these food-themed mascots, with each one you destroy granting 5,000 Credits as a reward – that's 1,000,000 Credits in total.
It's also worth noting that paying to be a Forza Horizon 6 VIP comes with benefits that will substantially boost your Credit gains. Firstly, Credits you get as race rewards are doubled, massively improving your payouts, and you get one Super Wheelspin every week, which can help you get big cash prizes. That Tokyo House I mentioned earlier is also given to you for free!
But bear in mind that becoming a FH6 VIP is an optional extra that costs real money for $/£19.99. Or it can be purchased as part of the Premium Upgrade Bundle, which also includes two post-launch expansions, a couple of Car Packs, the Car Pass, and more. This bundle will set you back $/£59.99, so it's quite an expensive way to boost how many Credits you can get.
Whether you decide to buy VIP membership or not, using all the above methods to some extent should help you rake in Credits to buy some of the fastest Forza Horizon 6 cars.
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