How to get money in Forza Horizon 6

Forza Horizon 6 credit winnings boxout after winning a race — (Image credit: Xbox Game Studios)

The best Forza Horizon 6 money farming methods aren't necessarily the same as in past games where using player-made custom tracks could fast-track you to fortune. Efforts to limit this sort of money farming mean the best (and let's face it, the most fun) methods are to simply play Forza Horizon 6 and complete as many activities as possible. Obviously, some of these are much better for earning Credits than others, so I've laid out the best things to do in Forza Horizon 6 to make money as quickly as possible.

Best ways to make money in Forza Horizon 6

Forza Horizon 6 260,000 credits won from super wheelspin — (Image credit: Xbox Game Studios)

Your money farming options in Forza Horizon 6 are quite limited as the developers have put measures in place to reduce the effectiveness of AFK and auto-drive-style custom races where you can turn all assists on and let your car drive itself.

Forza Horizon 6 is also very generous when it comes to handing out money anyway, with practically every activity in the game either giving you Credits as a reward or indirectly helping you get more through challenges and XP levelling. With that in mind, these are the most lucrative ways of earning money in FH6 that I've found:

Complete races: Finishing any race will get you a good number of Credits, with longer races providing more money. And while winning every race is ideal since you'll get the highest possible payout, the difference in Credits from first and last place isn't as significant as you might think.
Change your assists and difficulty: The Difficulty Bonus CR percentage you get from your Forza Horizon 6 assists and settings applies to all races, regardless of your position when you cross the finish line. To get the most Credits, it's best to play on the highest difficulty where you can still quite consistently win. Switching from Automatic gear shifting to Manual also increases this bonus by 15%, which is a help quite a lot, though it does make racing more complicated.
Explore the map: As our Forza Horizon 6 tips mention, you get 100,000 Credits for every Region you fully de-fog on the map (10,000 CR for 25% cleared, then 30,000 CR for 50%, 75%, and 100%), so clearing all 10 Regions in the game is already 1,000,000 Credits. Then you also get 5,000 Credits for discovering every area and landmark on the map, of which there are 74, so that's an additional 370,000 CR.
Get Wheelspins: Wheelspins and Super Wheelspins have a chance to award you with all sorts of Credit prizes, with the highest amount I've seen being 250,000 CR. Obviously, you're highly reliant on luck, but there are several ways to get Wheelspins that you should remember. You get them as you level up by earning XP, as rewards from the Collection Journal, and from Car Mastery perks on certain cars. I also recommend buying the Tokyo House to get one Wheelspin every day.
Complete Tokyo City Food Delivery jobs: While it's not the best of these money-making methods in FH6, the Raku Raku Express food delivery company jobs found in Tokyo City are at least quick and simple. Completed jobs pay several thousand Credits, which increases based on the number of stars you've collected across your shift. As your delivery driver rank increases, you'll get even more Credits per job too, so it ends up being quite a useful way to get money and explore Tokyo City while you're at it.
Destroy Regional Mascots: There are 200 of these food-themed mascots, with each one you destroy granting 5,000 Credits as a reward – that's 1,000,000 Credits in total.

It's also worth noting that paying to be a Forza Horizon 6 VIP comes with benefits that will substantially boost your Credit gains. Firstly, Credits you get as race rewards are doubled, massively improving your payouts, and you get one Super Wheelspin every week, which can help you get big cash prizes. That Tokyo House I mentioned earlier is also given to you for free!

But bear in mind that becoming a FH6 VIP is an optional extra that costs real money for $/£19.99. Or it can be purchased as part of the Premium Upgrade Bundle, which also includes two post-launch expansions, a couple of Car Packs, the Car Pass, and more. This bundle will set you back $/£59.99, so it's quite an expensive way to boost how many Credits you can get.

Whether you decide to buy VIP membership or not, using all the above methods to some extent should help you rake in Credits to buy some of the fastest Forza Horizon 6 cars.