You're presented with the choice of whether to take the FIA oath early on in Cyberpunk 2077 Phantom Liberty, shortly after you rescue NUSA President Rosalind Myers. It's presented as being extremely serious, but the fact of the matter is that much like some of the other choices you need to make during V's time in Night City, it's actually not that big of a deal. If you're wondering exactly what the consequences of taking the oath or not are during the Lucretia My Reflection mission in Phantom Liberty, we're here to help.
Phantom Liberty oath choice explained
The decision on whether to take the oath or not comes after you've spent a considerable amount of time with President Myers inside the Dogtown apartment, waiting for Songbird to turn up. As you're both standing looking out at the rainy, smog-filled Dogtown, V and Myers are discussing ways to find and rescue Songbird. This is when Solomon Reed (Idris Elba) comes up in discussion for the first time, and it's explained you'll need to get ahold of him with his secret extension on an analog phone.
However, Reed will need to screen you - and the easiest way for that to happen is for V to have a file in the FIA database. Myers is explicitly clear that you're a secret agent and that file will be created for you no matter what, but it might "feel more real" if you take the oath. This is when you can say "OK, oath it is" or "Yeah, no… Let's skip the oath" and just take the FIA coin instead.
Because you'll receive the FIA coin no matter what, there is no real consequence for taking the oath or not. If you do decide to take the oath, Johnny will have some very sarcastic words for you, as he isn't impressed in the slightest. He'll call it "f*cking pathetic" as you repeat the oath, and he'll comment on how you took the oath later down the line too. There is also one specific ending to Phantom Liberty that results in President Myers referencing the fact you took the oath, but it doesn't impact the game in any way.
If you want to keep Johnny on your good side - as much as possible, anyway - then you can decline to take the oath. Myers won't be quite as impressed, but she's only the President of the NUSA, so she doesn't matter quite as much as imaginary Keanu Reeves in your head, right?
That's all there is to the decision - the FIA coin you receive anyway can be used a couple of times in dialogue, but obtaining it doesn't depend on taking the oath or not.
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