3) Agent

Rock history: Sensitive creative types have notoriously poor business sense. As a result, navigating the music industry is like swimming in a pool of freshly chummed sharks. In the words of the immortal David Geffen: “In Hollywood people lie to each other and cheat each other and then go and play tennis… I don't want to be a tennis player.” Quality representation is a must.

How it works: Skims 20% every time you buy downloadable content.

ESRB: M (The Man)